This is how Pfando works
Our customers' opinions
The entire process took place in a very friendly atmosphere. The advisor was polite, competent, and helpful. After completing the formalities , the check was ready within 30 minutes. [...]
After the application was processed immediately, the money was transferred to my account in less than 3 minutes. And my worries were gone in an instant. [...] The best part is that I can continue driving my car.
I have been a Pfando customer for a long time and use their services regularly. The advantage of Pfando is its quick and simple process, which allows you to get cash in a short time.
Cash within 60 minutes and you still get to use your car
- Cash on hand (today)
- Payment up to 500,000 zł
- Over 60 locations across Europe
- An alternative to credit – no BIK check required
- Tax-deductible fees
- Always at your service – on site and by phone
- Proven and secure agreements
Are you running a business and currently facing financial difficulties? If you own company cars or commercial vehicles, Pfando Cash & Drive is the perfect solution, allowing you to quickly regain financial liquidity without unnecessary formalities – while still being able to use your vehicles. We offer an advantageous alternative to a traditional loan secured by a car pawnshop.
Schedule an appointmentCash in 3 easy steps
Contact us via the form or by phone and provide us with your vehicle details.
We will immediately schedule an appointment for you at the nearest branch. A Pfando employee will inform you what you need to bring with you to the meeting.
We will evaluate your vehicle on site, and after an individual consultation and signing the contract, you will receive cash on the spot.
Pfando in numbers
s across Europe
satisfied customers
Since its founding in 2010, Pfando has become the undisputed market leader.
Over 120 employees in more than 60 locations across Europe ensure that our customers always receive the highest level of service.
We are delighted to be able to convince you of our quality too.
At 2 locations in your area
cash & drive for companies and enterprises
As an entrepreneur or manager, you know that vehicles are a significant investment for your business. However, there are situations when you need additional funds quickly to grow your business. That's where Pfando comes in – your trusted partner that helps you regain financial flexibility.
With Pfando, you can convert company cars, business vehicles, or commercial vehicles into cash in a few simple steps. Unlike a traditional car pawn shop, you do not leave your vehicle as collateral—we purchase it and allow you to continue using it. Our unique solution allows you to maintain mobility while gaining the financial liquidity you need.
Schedule an appointmentOnly at Pfando: numerous benefits for business customers
At Pfando, business customers not only enjoy the highest quality service and detailed advice, but also many additional benefits:
For example, vehicle rental fees can be deducted for tax purposes. In addition, as a business customer, you can save money from the second month onwards, as from that point on we settle the vehicle rental on a daily basis. Since entrepreneurs often need larger amounts of money for important investments at short notice, we offer payments of up to 500,000 zł.
Schedule an appointmentcash & drive: quick and easy cash for company cars, commercial vehicles, and fleets
Regardless of the type of business you run, Pfando prepares an individual offer for almost all company cars, service vehicles, and commercial vehicles. This allows you to quickly regain financial liquidity and continue to use your vehicles in your daily operations.
That is why at Pfando we are a valued and reliable partner for our customers as:
- pawnshop for commercial vehicles
- pawnshop for forestry vehicles and forestry machinery (e.g., harvesters, forwarders, forestry tractors)
- pawnshop for heavy vehicles (including tankers, sweepers, and tow trucks)
- pawnshop for construction machinery (e.g., cranes, dump trucks, loaders, or concrete mixers)
- bus pawnshop
- loan secured by tractors
- pawnshop for agricultural vehicles and machinery (e.g., combine harvesters, beet harvesters, or manure spreaders)

Contact
Please complete the form.We will contact you immediately.
Contact
Please complete the form.We will contact you immediately.
If you have any further questions, please contact us at
. We are at your disposal.
What our customers appreciate most
- Competent advice
- Uncomplicated without Schufa
- Fast payout
Over 50,000 customers have placed their trust in Pfando
Selected customer reviews
[...] The procedure was explained very clearly, and the entire process went smoothly. Excellent advice and quick payment.
What I like most is that no bank statements, income certificates, or credit checks are required. And the money is immediately available in your account... thank you.
Great service. Complete transparency. Fast processing— the money was in my account within 10 minutes.
Our Sale & Rent Back service for entrepreneurs and self-employed individuals
Self-employed people – freelancers and entrepreneurs – sometimes experience periods of economic downturn, e.g., a planned order does not materialize or a customer delays payment. In such situations, a traditional bank loan is difficult to obtain at short notice and involves a lot of paperwork. In addition, a detailed credit assessment is required. That is why Pfando is the optimal solution for financial "survival" during difficult times. Thanks to our alternatives to loans, you can quickly regain financial liquidity without unnecessary formalities.
Schedule an appointmentShort-term financial liquidity for entrepreneurs – receive cash discreetly and quickly
How does Pfando work? It's simple! We appraise your vehicle, and after signing the contract, you immediately receive the previously agreed amount. This allows you to quickly improve your financial liquidity and make key business decisions – without giving up the use of your vehicles. Our experienced appraisers perform a reliable and transparent valuation, so you always receive a fair and adequate price.
Your benefits as a business customer compared to a traditional car pawn shop
The biggest advantage of Pfando compared to a regular car pawn shop is that you don't have to leave your vehicle as collateral – you can continue to use it right away. This allows you to quickly regain financial liquidity while maintaining full mobility. In the case of traditional pawnshops, the law requires that a secured loan have a minimum term of 3 months. At Pfando, we offer complete flexibility: no minimum contract period and no hidden costs. Contact us online or by phone to quickly regain financial liquidity while remaining mobile.
Frequently Asked Questions
Frequently asked questions
What is cash & drive for business customers and companies?
Thanks to Pfando, business customers and companies can obtain cash quickly and without unnecessary formalities. You receive cash for company cars or commercial vehicles within 60 minutes, while retaining the ability to continue using the vehicles.
As a company, how can I obtain cash for company and business vehicles?
Pfando enables companies to quickly convert company cars, business vehicles, and commercial vehicles into cash. Unlike traditional car pawnshops, you can continue to use your vehicles. This allows you to quickly regain financial liquidity while maintaining mobility.
What commercial vehicles can I, as a company, hand over to Pfando?
Pfando is interested in many types of commercial vehicles. We will evaluate, among others, minibuses, forestry vehicles, construction machinery, food trucks, trucks, buses, tractors, and other agricultural vehicles and machinery. Make an appointment at your nearest Pfando branch – we will provide a reliable and transparent valuation and pay you in cash within 60 minutes.
How can a company quickly obtain cash without involving a bank?
Pfando offers companies the perfect solution for obtaining cash quickly and without a bank. We pay out funds within 60 minutes for company cars or commercial vehicles. Unlike traditional car pawnshops, you can continue to use your vehicles.
What advantages does Pfando offer business customers compared to a traditional car pawn shop?
Compared to a traditional car pawn shop, Pfando offers a key advantage: after receiving cash, you can continue to use your vehicle right away. This allows you to quickly regain financial liquidity while maintaining your mobility.

