This is how Pfando works
Our customers' opinions
The entire process took place in a very friendly atmosphere. The advisor was polite, competent, and helpful. After completing the formalities , the check was ready within 30 minutes. [...]
After the application was processed immediately, the money was transferred to my account in less than 3 minutes. And my worries were gone in an instant. [...] The best part is that I can continue driving my car.
I have been a Pfando customer for a long time and use their services regularly. The advantage of Pfando is its quick and simple process, which allows you to get cash in a short time.
At 3 locations in your area
Pfando is for you!
If you have any questions or would like to schedule an appointment, you can contact our customer service department any day of the week.
Pfando helps quickly, without complications and without unnecessary formalities. We do not check your creditworthiness or your BIK (Credit Information Bureau) statement. We offer payouts from 500 zł to 500,000 zł.
Schedule an appointmentPfando in numbers
s across Europe
satisfied customers
Since its founding in 2010, Pfando has become the undisputed market leader.
Over 120 employees in more than 60 locations across Europe ensure that our customers always receive the highest level of service.
We are delighted to be able to convince you of our quality too.
Speed is our strength
If you make an appointment by 5:00 p.m., we guarantee payment on the same day.
A visit to the branch lasts a maximum of 60 minutes.
Payment is made on request within seconds by instant transfer or in cash.
Schedule an appointmentAlso for business customers
Thanks to Pfando, you can enjoy quick financial liquidity while maintaining mobility.
Thanks to innovative sale-and-rent-back agreements, Pfando offers business customers the ideal solution for obtaining short-term liquidity— without a credit check.
Unlike a traditional secured loan, the customer does not have to give up their vehicles, but can continue to use them as before.
In addition, all costs incurred are fully tax deductible.
Our short contract terms also ensure maximum flexibility.
Frequently Asked Questions
Frequently asked questions
What is Pfando?
Pfando is the market leader in quick financial liquidity, offering flexible and fast solutions to people in difficult financial situations. Thanks to the sale & rent back principle, we enable our customers to exchange their vehicle for cash – while continuing to use it!
Who is Pfando for?
The sale & rent back principle at Pfando is an excellent alternative to credit for individuals and entrepreneurs who need a quick cash injection and own a vehicle. More information about Pfando
What are customers' opinions about Pfando?
Our customers share their opinions about Pfando on many online platforms. You can also find selected reviews about our branches on our website.
When is Pfando the right solution?
If you are a private individual or entrepreneur facing sudden, short-term financial difficulties, Pfando's sale & rent back principle may be the ideal solution for you. If you own a vehicle (e.g., a company car, van, or truck), you can sell it to us and receive the maximum possible amount. Thanks to the option of continued use in the form of leasing, you retain your mobility and can continue to run your business and meet your obligations as normal. More information about Pfando
What are the advantages of Pfando?
The biggest advantage of Pfando compared to a traditional car pawn shop is that you receive cash for your vehicle immediately and can continue to use it—instead of leaving it in storage. This allows you to maintain full mobility.
How long does Pfando work?
Pfando's cash & drive GmbH has been operating in the financial services market since November 2010. We have consistently grown in the area of short-term financial liquidity and have become the market leader thanks to our expansion. We have already helped over 50,000 customers regain their financial liquidity. Initially, we offered classic collateral loans, but now we focus exclusively on the sale & rent back model, which provides customers with flexibility and mobility. More information about Pfando
How many employees does Pfando have?
Pfando's cash & drive GmbH currently employs around 120 people. Their experience, knowledge, and commitment are key to the company's success. If you are interested in working at Pfando, check out the current vacancies in our careers section. More information about Pfando
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What our customers appreciate most
- Competent advice
- Uncomplicated without Schufa
- Fast payout
Over 50,000 customers have placed their trust in Pfando
Selected customer reviews
[...] The procedure was explained very clearly, and the entire process went smoothly. Excellent advice and quick payment.
What I like most is that no bank statements, income certificates, or credit checks are required. And the money is immediately available in your account... thank you.
Great service. Complete transparency. Fast processing— the money was in my account within 10 minutes.
The biggest advantage of Pfando compared to regular car pawnshops
Receive immediate cash for your vehicle and continue to use it instead of pawning it! Our qualified staff at Pfando will prepare an individual and free offer for you, including a professional vehicle valuation, and guarantee the best terms.
Schedule an appointmentYou receive cash within 60 minutes and continue to use your car.
- Cash on hand (today)
- Maximum possible payout amounts
- Over 60 locations across Europe
- An alternative to credit – no BIK check required
- Qualified customer advisors
- Always at your service – on site and by phone
- Proven and secure agreements
With Pfando, you can easily overcome temporary financial difficulties.
Since its founding in 2010, Pfando has become the market leader in cash & drive thanks to its sale & rent back model and over 50,000 satisfied customers. Our model allows people in difficult financial situations to quickly obtain cash for their vehicle while continuing to use it. Thanks to the sale & rent back principle, you benefit from an excellent alternative to traditional pawnshops and bank loans: without a credit check, you can easily obtain cash in just 60 minutes and continue to use your vehicle as usual.
Cash and still use the vehicle – the sale & rent back principle
We help you in difficult financial situations by providing cash and allowing you to remain mobile! Unlike a traditional car pawn shop, where you have to hand over your vehicle and pay storage fees, with us you receive cash on the same day – with the option to continue using your car! You save unnecessary vehicle parking costs and take advantage of Pfando's unique cash & drive option.
What exactly is sale & rent back? It's simple: we buy your vehicle and rent it back to you. This is what sets Pfando apart from a traditional car pawn shop. Our offer therefore includes a purchase agreement and a lease agreement. Based on the value of your vehicle, determined in a professional appraisal by our trained advisors, you receive an individual offer with guaranteed best terms. You can compare it with other offers – we will offer you a better one.
After your vehicle has been valued – regardless of whether it is a passenger car, truck, bus, motorcycle, classic car, camper van, agricultural vehicle, or limousine – you will find out how much you can receive based on its market value. You decide whether and how long you want to take advantage of our offer. You enjoy complete freedom: you remain mobile, with no hidden costs. After the first month, settlement takes place on a daily basis. We buy your vehicle and pay you cash within 60 minutes. This allows you to regain financial liquidity immediately, while keeping your car.
An alternative to a loan without a BIK check: cash on the spot and you still get to use your car
Are you looking for an alternative to a loan without income statements or a loan without a BIK check, as well as a better solution than a classic car pawnshop? Choose a fair and simple solution from Pfando.
Better than a car pawn shop: get cash for your vehicle and stay mobile
Do you have questions or are you unsure about the value of your vehicle? We are at your disposal and will help you determine the value of your vehicle – whether it is a company car, camper, classic car, truck, motorcycle, or other vehicle. Save yourself a trip to a traditional pawn shop – trust Pfando, the market leader in cash & drive!
Don’t wait—make an appointment at one of our three locations!
Schedule an appointment