About us
Our team
Our employees are what make our company unique. That is why their satisfaction and motivation are crucial to us. At Pfando, we give everyone the opportunity to develop and receive genuine appreciation for their commitment, ambition, and determination.
Cooperation, mutual support, and a well-coordinated team are the foundation of our success.
Would you like to join our team?
Discover Pfando and become part of our corporate community.
Apply nowManagement Board
Tobias Renkel took up the position of Sales Director in October 2011. His main areas of responsibility were the expansion of the branch network and sales structure, as well as employee recruitment and development. At the end of the 2015 financial year, Tobias Renkel was promoted to Managing Director of Sales. He has been Chairman of the Management Board since 2017.
Dogan Kümetepe took up the position of Head of the Southern Region at Pfando in September 2015. He coordinated all sales activities for six branches in southern Germany and led his team to the best results in the entire company. Since April 2016, he has been Sales Director and is responsible for the entire sales area, comprising five departments and over 80 employees.
René Tomaschewski took over as head of financial accounting in August 2017. His goal was to modernize the finance department by implementing new software to prepare Pfando for future challenges. After a short break in June 2020, he was promoted to Chief Financial and Commercial Officer. Since then, he has been responsible for the entire administration of the company, comprising five departments and 25 employees. In August 2021, René Tomaschewski was granted power of attorney.
Company development and history
Pfando was founded in November 2010 in innovative Berlin and has been growing steadily and organically ever since. From the very beginning, we have consistently focused on the comprehensive digitization of business processes to ensure the long-term success of the company.
Since 2010, we have been continuously developing our own CRM system and customer application, streamlining and automating key processes. This allows us to centrally manage operations across all our locations in Europe, effectively combining a traditional branch structure with modern digital efficiency.
Our significant competitive advantage is our pan-European network of branches and a team of qualified employees, thanks to whom customers can receive cash within 60 minutes and continue to use their vehicle. Proximity to our customers is a key value for us, which is why we are systematically developing and strengthening our branch network.
In order to consistently increase the recognition of our offer, we carry out marketing activities in cooperation with experienced partners, focusing on digital and television channels. At the same time, we invest in the development of our employees in order to effectively respond to the needs of a dynamically changing market.
A film about Pfando
Pfando continues its dynamic growth: since November 2025, we have been present in Austria with five locations. This allows us to offer customers in Austria fast liquidity while maintaining full mobility, consistently implementing our international expansion strategy.
With the introduction of the cash & drive FLEX model, the Pfando Group is expanding its product portfolio with a solution for withdrawals of up to PLN 2,000. In addition to maximum flexibility thanks to shorter contract periods, customers—as always—benefit from unrivalled fast withdrawals within 60 minutes.
Pfando's international expansion is also gaining momentum in 2025. From now on, we welcome customers from Switzerland to our newly opened branches in Zurich, Bern, Basel, and Geneva.
The opening of the branch in Berlin-Lichtenberg has also expanded the network of branches in the German capital to three locations.
Supporting the most vulnerable social groups is particularly important in difficult economic times. This year, the Pfando Group and its employees once again made a donation in the mid five-figure range, supporting organizations such as ARCHE Berlin, the Kinderherz Foundation, the German Children's Aid Fund, and numerous animal shelters.
We have reached another important milestone: with the opening of our Bonn location, we have launched the 50th Pfando branch in Germany. Thanks to even greater proximity to our customers, we will continue to provide fast and easy access to short-term liquidity throughout the country in the future.
At our newly opened locations in Hamburg East, Lübeck, and Paderborn, we are presenting our customers with a new branch design concept for the first time, designed with even greater comfort in mind. New colors, high-quality wood elements, and a friendly lounge atmosphere create a space conducive to good service. We invite you to visit us!
Pfando fielded its team for the fourth time at the Promi Darts WM in January 2024. Together with Jürgen Milski and world champion Luke Humphries, we were also strongly represented in 2024.
Social engagement has been an important part of Pfando's activities for many years. In 2023, Pfando and its employees once again made a donation in the mid-five-figure range to charitable organizations such as ARCHE Berlin, the Kinderherz Foundation, the José Carreras Foundation, and Franziskaner Treff.
After broadcasting more than 60,000 TV commercials over the past three years, it is time for a new advertising campaign. Produced in Hamburg with Lothar Matthäus, the commercials "Junge" and "Schwiegermutter" highlight the company's growth and high quality standards.
At Pfando, customers are always the focus of attention – that's why, after three years, we are presenting a refreshed and optimized website that meets current standards and technological developments.
The year 2023 will be marked by further expansion. Since March, we have been delighted to welcome our customers to our newly opened locations in Ulm, Münster, and Dresden.
After a three-year break caused by the pandemic, the moment has finally arrived – our Pfando.de team, featuring Bülent Ceylan and Gerwyn Price, confidently advanced to the final and won the title of vice world champion at the Promi Darts WM 2023.
Social engagement and social responsibility are particularly important in difficult economic times. In 2022, Pfando donated over €60,000 to charitable organizations such as Arche and the Kinderherz Foundation.
In its rulings, the VIII Chamber ruled that there had been no violation of § 34 (4) of the German Trade Regulation Act (GewO) and, therefore, no violation of the prohibition on trade with repurchase rights. The German Supreme Civil Court has thus settled a key and long-disputed legal issue, providing legal certainty for the future.
Thanks to our new branch in Rostock, we are now also available to our customers on the Baltic Sea coast.
Pfando is once again lending a helping hand by donating €26,500 to the Arche organization to provide refugee families from Ukraine with access to food and essential supplies.
Pfando continues to expand its network of branches and is now also present in Karlsruhe.
In addition to a corporate donation of over €60,000 to Arche and around €6,000 to the Kinderherz Foundation, the generosity of Pfando employees has enabled a further €4,500 to be donated to the social organizations Bärenfamilie and Franziskustreff.
To convince strategic partners and potential new employees to join our company, we have prepared a new image film. It focuses on our unique success story, key values, and vision for further development.
Customer satisfaction is our top priority. For this reason, we have had our customer service processes independently verified by TÜV Rheinland. We are proud to announce that we can now use the "Proven Service Quality" certificate. Thanks to annual audits, we will continue to consistently develop and improve our processes in the future.
At Pfando, we are constantly working to best meet the needs of our customers. With this in mind, we have optimized our website to make it even more user-friendly.
Discover pfando.de with a new design and a simplified, intuitive interface.
The new Pfando app is now available for free in the App Store. It allows customers to quickly and easily check the details of their contracts and their current bonus point balance. This way, they are always up to date and can earn attractive rewards.
This year in particular, Pfando has been heavily involved in supporting organizations that help children in difficult life situations. Thanks to Pfando's commitment, numerous initiatives and needs reported by aid organizations have been successfully implemented.
Among other things, Pfando provided over 1,000 children from the Arche Foundation with a warm Christmas meal and gifts.
To mark the company's 10th anniversary, a partnership with German record-holder Lothar Matthäus was announced. Pfando warmly welcomes the honorary captain to its team and looks forward to the future collaboration.
We have reached an important milestone: on November 2, 2020, Pfando celebrated its 10th anniversary. We would like to thank our team and customers for their loyalty and trust.
To make the time spent in our facilities even more comfortable, we have launched Pfando TV in all branches. Customers will find the most important information about our offer and company there.
Even during the pandemic, we worked intensively with our customers in mind. We modernized all our branches, relocated two branches (Hamburg and Düsseldorf), and are preparing to open new ones in Brunswick, Mönchengladbach, and Saarbrücken. Today, Pfando presents itself throughout Germany with a new, consistent image.
Visit us and see for yourself.
We look forward to seeing you!
In 2020, Pfando expanded with another branch—we are now also present in Duisburg.
For Pfando, 2020 began with sponsorship of Promi Darts WM 2020 in Bonn. Model Sarah Harrison and professional darts player Gerwyn Price competed for the Pfando team.
This year, we have once again demonstrated our social commitment. The Pfando team donated €80,000 to various foundations supporting children in need. Of this amount, €4,650 went to the Kinderherz Foundation to support the treatment and care of children with heart disease.
At Pfando, we are not slowing down – since 2020, we have launched a series of new commercials, featuring Yasin Kamat, among others.
Pfando continues to grow – we warmly welcome our customers to our newly opened locations in Augsburg and Ingolstadt.
Thanks to the implementation of the DMS system and electronic signature tools in our IT infrastructure, digitization at Pfando is progressing consistently and dynamically.
After three years without opening any new branches, in response to high interest and growing brand recognition, we have decided to launch seven new locations this year.
Have you seen us on TV? Our commercials are currently being broadcast on ProSieben, Sat.1, RTL II, and many other German TV stations.
At the beginning of 2019, we decided to reorganize our marketing department. With TeamEinsNull, we gained a strong partner responsible for television advertising activities.
In January 2019, Pfando became the sponsor of Lily Becker & Peter Wright's team during Promi Darts WM on ProSieben.
Despite all our success, we never forget what matters most—helping others. This year, Pfando donated a total of over €53,000 to causes including Kinderkrebshilfe Frankfurt and the German Animal Welfare Association.
We implemented our new store concepts for the first time in Cologne. In addition to their prestigious locations, the branches stand out thanks to their new, elegant design and the use of high-quality materials.
Mobility? No problem for us!
Every employee can receive a company car upon request. Our fleet currently consists of 25 BMW vehicles.
The dynamic growth of the company required a rebuild of the CRM system. Thanks to the new solution, we can work even more efficiently and scalably.
Our team now has over 50 employees. It is people who are the foundation of our development and enable the company to continue growing.
The sales department in Frankfurt am Main has relocated. The new headquarters provides the technical infrastructure necessary for further growth.
We have established cooperation with Ailton, who served as the ambassador of the Pfando brand for two years.
Strong growth requires strong partners. At the beginning of 2018, Pfando entrusted HAVAS, the world's largest independent advertising agency, with managing a seven-figure marketing budget to further increase brand recognition.
We are growing year by year!
The company's continuous growth meant that in mid-2017 we moved our head office to Hohenzollerndamm in Berlin. This is where the entire administrative team works to ensure the smooth running of the company's key processes.
Pfando is the official sponsor of the "Natural Beauties" team.
Thanks to the Pfando app we have developed for iOS and Android, customers can now check and use their bonus points, receive payment reminders, and participate in contests and promotional campaigns.
From now on, we are also present in Erfurt and Kiel, offering our customers on-site service.
5 years of Pfando!
Thanks to the commitment of the entire team, we can look back on impressive growth during our first five years of operation. Pfando currently has 17 branches, 40 employees, and over 5,000 satisfied customers.
Since then, we have also been present in Hamburg, Leipzig, Mannheim, Bielefeld, Wiesbaden, Düsseldorf, Magdeburg, and Dortmund, offering our customers direct service.
Pfando is the first company in the industry to broadcast advertising spots on the DMAX television channel.
With the opening of branches in Nuremberg, Kassel, Hanover, Cologne, and Bremen, we now have 10 locations, close to our customers.
For every contract concluded, we donate one euro to the Kinderherz Foundation, supporting the implementation of its statutory objectives. By mid-2019, €29,581 had already been raised in this way.
Since 2012, our offices in Munich and Stuttgart have been providing customers with convenient access to services in southern Germany as well.
Growth requires space: relocation of the administration and Berlin office to Bismarckstraße 24.
Since the end of 2011, we have also been present in the Rhine-Main region and in Wuppertal.
On November 2, 2010, our success story began at Kurfürstendamm 64 in Berlin.
